ATTENTION: For Those who are serious about Getting Pre-Qualified FAST!
Bill Rapp, Mortgage Originator: NMLS 228246
"Brokers Are Better.
Better Pricing, Better Service!"
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WITH PROVEN STRATEGIES & PROVEN RESULTS
HERE'S WHAT MY CLIENTS SAY:
What People Are Saying:
Excellent Service
Bill is an exceptional loan officer. He helped us to purchase our home with very personal and professional service. He helped us navigate the whole process from start to closing without any problems. We didn't think we're qualified to purchase a house, but Bill went above and beyond to find a way to help us achieve our goal. He always responded very quickly with our requests, he would come back with different options with comparison chart to clearly indicate how much we need for down payment, monthly payments, interest rates, closing costs etc.
We would highly recommend Bill to anyone in need of lending services. In fact, we have already recommended Bill to one of our friends on purchasing a house.
๏ปฟ--- David Chan - Houston, TX
Bank Statement Lending!
William Rapp of Network Funding, L. P. was very professional and I felt comfortable in dealing with him. I will definitely recommend him to family and friends.
๏ปฟ--- Ian F - Missouri City, TX
Professionalism - Expert In Home Style Loan
Bill is an expert in the topic, his explanations and online material make a difference and he is always there from the beginning to the end. He is committed to make thing happen.
๏ปฟ--- Felipe Caldern & Carolina Angel Gutierrez
Great Service!
Bill Rapp's handling of our loan (even though out of state) was unparalleled to any service I have been through prior, including 3 different real estate transactions and multiple refinances. Extremely quick close, with great options and flexibility for my families needs. All around A+
--- Chris & Beth Sheehan - San Jose, CA
Knowledgeable and Responsive!
Bill was a pleasure to work with and he made the loan process fairly easy. He answered all questions I had very quickly and was straight forward in doing it. I would recommend Bill to others.
--- Wes Brady - Richmond, TX
Very professional and always returned our calls!
Bill takes a lot of pride in his job and is very dependable. They were very patient and understanding. He went out of his way and explained all my questions and concerns. They were very professional and returned my phone calls and emails. He did a great job and I fully recommend him.
--- Therese, Malcom & Shirley Teixeira - Katy, TX
Great Job!
Bill helped us out from beginning to end of loan process. The loan closed in a timely manner as Bill worked hard with bank to get our to the final steps.
๏ปฟ--- Kamal & Theresa Wilson - Hartford, CT
Avid Problem-Solver and Absolute Pleasure to Work With!
Bill Rapp worked very hard to ensure that we closed our loan and were able to move into our new home. He always had alternatives to any problems we encountered while closing. He worked with us from the beginning identifying solutions to any problems that we were having. He was an absolute pleasure to work with!
--- Nikita Rayani & Sanit Tejani - Houston, TX
Awesome to work with!
Being a first-time buyer I came in with lots of questions and concerns. Bill was always available for any questions I had and answered everything to my satisfaction. Bill made the loan process so painless that I could still concentrate on other things. We ended up closing early which made things even better. If you are in need of a lender and want someone who is very approachable and stays on top of your loan then Bill is your guy.
--- Cesar Raya - Richmond, TX
Loan Declined by my bank, and he saved the day!
Bill, did an amazing job helping me close on my house. He took the reigns and reassured me the best route to take to help close. He was accountable, thorough and trustworthy. I will continue to work with Network Funding, L.P. when it comes to home buying in the future because of the quality of service Bill gave.
--- Jacob Smith - Boerne, TX
Bill Rapp Will Definitely Make It Happen!
Bill is the most kind, patient and helpful person I have ever known. He answers his phone calls and emails promptly. You can ask him a million questions, and he will answer each and every one of them. Before I started working with Bill, I had been turned down for a home loan, because of some past credit issues I had, plus I was a single mother. However, once I started working with Bill, he was able to quickly get me a home loan, with a good interest rate. I would recommend that you call him, as he will help you.
--- Corinne Wilson - Roselle, NJ
Knowledgeable, Honest, Trustworthy, and Reliable!
"I will definitely keep you in mind. If anyone I know needs financing, I will send them your way!"
--- Jon & Andrea Saleem, CRPC Financial Advisor - Houston, TX
Best Dam Mortgage Guy a man could know!
"Hands down the best loan experience to date!"
--- Gabe & Chelsea Jackson - Pearland, TX
Phenomenal, Hard Working and Never Quits!
Had a stupid foreclosure that could have been avoided if exโs attny would have sent my buy out offer. So Bill was able to push this through with a 4 year foreclosure. He worked his butt off, was very diligent with his communication; and was very professional talking to me even when I was screaming and/or crying at him. Highly recommend this lender. He really go to the ends of the earth to help you!
--- Liz Keeter - Harlingen, TX
Exceptional customer service!
Bill is the most kind, patient and helpful person I have ever known. He answers his phone calls and emails promptly. You can ask him a million questions, and he will answer each and every one of them. Before I started working with Bill, I had been turned down for a home loan, because of some past credit issues I had, plus I was a single mother. However, once I started working with Bill, he was able to quickly get me a home loan, with a good interest rate. I would recommend that you call him, as he will help you.
--- Isha Lopez & Mauricio Garcia - Houston, TX
Service with a capitol S
Bill went above and beyond at every turn. He worked late on Saturday, he worked late all the time. We wanted to close ASAP and he really helped make it happen for us.
--- Jeff & Wendy Heger - Houston, TX
Best Buying Experience!
I would would highly recommend going with Network Funding LP. As a first time home buyer I didn't know what to expect. Bill Rapp was very helpful in answering all my questions and guided me through all ghe steps. I couldn't have asked for a better buying experience!
--- Tabitha Turner - Humble, TX
Would recommend him and use him again!
Very involved and professional . Kept me informed and up to date on everything that was going on Went with me closing and was very helpful and knowledgeable.
--- Kathy Ward - Houston, TX
Great experience!
Well I meet bill back in December 2016 he got recommended by my real estate agent we had a house in sight and started the process to get approved but we fail due to my work history and credit bill told me not to give up and put me in contact with a credit repair company they help me bring my score up and bill walk me thru the process of getting a new line so this time around we got approved before looking for our house after we found it we still had a couple of hick up but with bills help on Sunday 6-18-17 to be exact Father's Day bill called me to give me the great news that we had got approved and the closing date was as scheduled bill was more than just a lender to my family he became a friend and I'm alway going to have him in mind for any other financial situation.
--- Alejandres Felimon - Richmond, TX
I really liked his attitude!
I wouldn't usually say this but the way he had handled my mortgage was really pleasant. I personally enjoyed the time spent with him while we discussed feasible rates. He's a great man with a great personality and he offered really low interests as well. Definitely recommend him to others.
--- Tom Troiano - Atlantic City, NJ
He's nothing short of a miracle!
I'm a self-employed businessman and had him figure out the mortgage of the house after 30% down payment. The interest rates I received were incredibly low given what I had thought of earlier. One other important thing to note was that I hadn't really taken any loans earlier, so I had no credit history. He helped me out with all that as well so I can't really call him anything else but a miracle.
--- Fran Suarez - Cleveland, OH
He's really helpful!
I made a bid to him and the very same day he gave me an offer which I couldn't resist. It was too intimidating with those incredibly low interest rates and all, thoroughly recommend him.
--- Kenny Mickle - Houston, TX
Expeditious!
Bill was very expeditious and made it real easy going through the loan process. I felt he was on top of things.
I deal with investment properties and will more than likely call on him again.
--- Wayne King - Pensacola, FL
Bill was great!
Bill made us feel like a friend all the way thru the process. He was patient and explained everything he needed clearly. He was available ANYTIME we had questions or needed more information. Hopefully we wonโt go thru this process again anytime soon, but if we do - weโd choose Bill! =)
--- Barbra & Nick Grimmer - Austin, TX
Great broker!
Bill was a great broker to work with. As first time home buyers we had many questions about the process, Bill took the time to help us even calling us back on weekends with answers. I would not hesitate to recommend him to anyone looking for a broker to work with.
--- Murray & Lisa Turner - Pensacola, FL
Outstanding service!
I couldn't have been more pleased with Bill's level of service. He made what is typically a lengthy, arduous process far quicker and easier at every turn. I'm extremely comfortable recommending Bill to friends and family, and will definitely utilize his services again!
--- Jim Lipari - Austin, TX
FHA 203 H Loan Product
The Section 203(h) program allows the Federal Housing Administration (FHA) to insure mortgages made by qualified lenders to victims of a major disaster who have lost their homes and are in the process of rebuilding or buying another home.
Purpose:
Through Section 203(h), the Federal Government helps victims in Presidentially designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners.
Type of Assistance:
This program provides mortgage insurance to protect lenders against the risk of default on mortgages to qualified disaster victims. Individuals are eligible for this program if their homes are located in an area that was designated by the President as a disaster area and if their homes were destroyed or damaged to such an extent that reconstruction or replacement is necessary. Insured mortgages may be used to finance the purchase or reconstruction of a one-family home that will be the principal residence of the homeowner. Like the basic FHA mortgage insurance program it resembles (Section 203(b) Mortgage Insurance for One to Four Family Homes), Section 203(h) offers features that make recovery from a disaster easier for homeowners:
No down payment is required. The borrower is eligible for 100 percent financing. Closing costs and prepaid expenses must be paid by the borrower in cash or paid through premium pricing or by the seller, subject to a 6 percent limitation on seller concessions.
FHA mortgage insurance is not free. Mortgagees collect from the borrowers an up-front insurance premium (which may be financed) at the time of purchase, as well as monthly premiums that are not financed, but instead are added to the regular mortgage payment.
HUD sets limits on the amount that may be insured. To make sure that its programs serve low and moderate income people, FHA sets limits on the dollar value of the mortgage. The current FHA mortgage limit can be viewed online. These figures vary over time and by place, depending on the cost of living and other factors (higher limits also exist for two to four family properties).
Eligible Customers:
Anyone whose home has been destroyed or severely damaged in a Presidentially declared disaster area is eligible to apply for mortgage insurance under this program.
Application:
The borrower's application for mortgage insurance must be submitted to the lender within one year of the President's declaration of the disaster. Applications are made through an FHA approved lending institution, who make their requests through a provision known as "Direct Endorsement," which authorizes them to consider applications without submitting paperwork to HUD. Mortgage insurance processing and administration for this and other FHA single family mortgage insurance products are handled through HUD's Homeownership Centers.
My best advice to you is to call Bill Rapp, the Mortgage Viking, to discuss your options today 281-222-0433.
๐ Commercial Mortgage Matching: How to Find the Right Lender Without Wasting Months ๐t
๐ Commercial Mortgage Matching: How to Find the Right Lender Without Wasting Months ๐
๐ข How to Find the Right Commercial Mortgage Without Wasting Months Talking to the Wrong Lenders ๐
Commercial Mortgage Matching: Why Smart Borrowers Start With the Right Lender
Most commercial borrowers make the same mistake.
They spend weeksโor even monthsโcalling banks one at a time.
After multiple applications, financial requests, and conversations, they finally hear:
"Sorry, that's not a property type we finance."
Or:
"That loan amount is too small."
Or:
"We don't lend on projects with that business plan."
The result?
ยทMissed opportunities
ยทDelayed closings
ยทLost earnest money
ยทHigher costs
ยทFrustration
The smartest commercial real estate investors and business owners take a different approach.
They start with lender matching.
Why Commercial Financing Is Different
Unlike residential lending, there is no single commercial mortgage program.
Every lender has a different credit box.
One lender may love:
ยทMultifamily
ยทSelf-storage
ยทIndustrial
Another lender may focus exclusively on:
ยทOwner-user properties
ยทSBA loans
ยทMedical office buildings
A third lender may only lend on:
ยทLarge institutional assets
ยทStabilized cash-flow properties
ยทMultifamily projects above $5 million
What gets approved by one lender may be declined by another.
That's why commercial financing is fundamentally a lender-matching process.
The Hidden Problem With Calling Banks One at a Time
Many borrowers believe shopping for commercial financing means contacting:
1.Bank A
2.Bank B
3.Credit Union C
4.Regional Bank D
The process often becomes:
ยทApplication
ยทWait
ยทDecline
ยทRepeat
Meanwhile:
ยทInterest rates move
ยทSellers become impatient
ยทDue diligence periods expire
ยทCompeting buyers enter the transaction
In commercial real estate, speed matters.
Every week spent talking to the wrong lender increases risk.
Every Commercial Lender Has a Different Appetite
Commercial lenders evaluate dozens of factors:
Property Type
ยทMultifamily
ยทRetail
ยทOffice
ยทIndustrial
ยทMedical
ยทHospitality
ยทMixed-Use
ยทSelf-Storage
ยทMobile Home Parks
Loan Purpose
ยทAcquisition
ยทRefinance
ยทCash-Out Refinance
ยทConstruction
ยทBridge Financing
ยทSBA Financing
Borrower Profile
ยทExperience
ยทNet Worth
ยทLiquidity
ยทCredit History
ยทOccupancy Plans
Deal Metrics
ยทLoan Size
ยทDSCR
ยทLTV
ยทNOI
ยทDebt Yield
A lender that loves a stabilized apartment property may completely avoid construction loans.
A lender comfortable with a $20 million hotel may have no interest in a $750,000 retail acquisition.
The Smarter Approach: Commercial Mortgage Matching
Modern commercial lending technology has changed the process.
Instead of contacting lenders one at a time, borrowers can leverage lender-matching platforms that analyze deal characteristics and identify lenders that fit the opportunity.
CommLoan's proprietary CUPIDโข technology was specifically designed to solve this problem by matching borrowers with lenders based on property type, loan structure, borrower profile, and financing objectives. The platform has access to hundreds of active lenders and thousands of loan programs nationwide.
The result:
ยทFaster lender identification
ยทMore financing options
ยทBetter loan terms
ยทImproved closing certainty
What Lender Matching Can Help You Finance
Modern commercial lender marketplaces can identify financing options for:
Multifamily Properties
ยทApartment complexes
ยทValue-add acquisitions
ยทStabilized assets
Retail Properties
ยทShopping centers
ยทSingle-tenant NNN properties
ยทStrip centers
Office Properties
ยทMedical office
ยทProfessional office
ยทOwner-user office
Industrial Properties
ยทWarehouses
ยทDistribution centers
ยทManufacturing facilities
Specialty Assets
ยทSelf-storage
ยทHospitality
ยทMobile home parks
ยทMixed-use projects
ยทHealthcare facilities
CommLoan's platform includes lending sources across banks, credit unions, agency lenders, CMBS lenders, life companies, debt funds, and private lenders.
Why Speed Creates Competitive Advantage
Commercial real estate is highly competitive.
The fastest borrowers often win.
When financing is identified quickly:
โ Offers become stronger
โ Due diligence becomes more efficient
โ Closing risk decreases
โ Sellers gain confidence
โ Investors can pursue additional opportunities sooner
The difference between securing financing in weeks versus months can determine whether a deal closes at all.
What Investors Should Look For In A Commercial Mortgage Advisor
Before choosing a financing source, ask:
How Many Lenders Are Available?
A larger lender network generally creates more options.
Is The Advisor Property-Type Agnostic?
You want access to lenders that finance:
ยทMultifamily
ยทRetail
ยทOffice
ยทIndustrial
ยทSBA
ยทConstruction
ยทBridge Loans
Is There Technology Behind The Process?
Technology can dramatically reduce lender sourcing time and improve matching accuracy. CommLoan's marketplace was built specifically to connect borrowers and lenders more efficiently through a centralized platform.
Can They Present Multiple Financing Options?
Comparing multiple lenders creates leverage and often leads to stronger loan structures.
Final Thoughts
Commercial financing is not simply about finding a lender.
It's about finding the right lender.
The traditional approach of calling banks one at a time often leads to wasted time, unnecessary declines, and missed opportunities.
The most successful investors and business owners start with lender matching, allowing technology and lender networks to identify the best financing solutions from the beginning.
If you're purchasing, refinancing, developing, or expanding a commercial property portfolio, starting with the right lender can save months of frustration and significantly improve your chances of closing successfully.
Bill Rapp, CCIM
Director | CommLoan
๐ 281-222-0433
๐ง [email protected]
๐ https://billrapp.commloan.com/
Commercial Real Estate Financing Nationwide
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ยฉBill Rapp, CCIM - Director - Commloan
Main Office:
Medallion Funds
[email protected]
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